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Home Loans

Partnered with Rocket Mortgage

trust verb
to place confidence in : rely on “a friend you can trust”

For nearly a century, AlaTrust Credit Union has had thousands of members Trust us with their home needs.  Going through the mortgage process can seem overwhelming and stressful.  Add your name to the list of members who have Trusted our team of Home Loan Experts to guide you through every step of the process.  As a full service mortgage lender, AlaTrust has the tools to build the perfect mortgage for you.  Every loan has a story and we want to be a part of yours.  Call us today to start the conversation.

Rooted in Trust…Building for the future


Congratulations on taking the first step to buying your new home.  Whether it’s your first purchase or your hundredth, our team of home loan experts is here to craft the perfect mortgage product for your individual needs.  Our customizable mortgage options include: no money down, super low interest rates, government backed loans, and so much more.  We created a First-Time Home Buyers’ Guide  to ensure you’re on the right path.  With help from #themortgageheadquarters, you’ll be holding the keys to your new home in no time.

Apply Now   Mortgage Payment Calculator   Home Buyers' Guide


As a member of the credit union, your goals matter to us.  If you want to lower your mortgage payment, shorten your loan term, or take cash out, we can help you achieve your goal.  We have a team of home loan experts ready to assist you getting the most out of your home.

Apply Now   Refinance Calculator

Home Equity

One of the best ways to put money into your home is to use the money you get out of it.   It’s your money, why not use it?  A Home Equity Line of Credit (HELOC) is a great way to leverage the value of your home and ensure you have funds available for whatever you want.  Much like a credit card, a HELOC allows you to borrow what you need, as you need it, up to a set limit.  Our team of home loan experts is standing by to assist you with establishing your line of credit.

Apply Now   HELOC Calculator   HELOC Disclosures

Home Improvement

Turn your current home into your dream home.  If your home needs a little TLC but you don’t have substantial equity, a Home Improvement Loan could be what you need. AlaTrust can now finance up to 133% of the value of your primary residence to make those updates. Get started on your next project today.

Apply Now   Equity Calculator 


Building a home is a big decision.  Let our team of home loan experts simplify the process and take on the stress for you. We have built a unique Construction-to-Perm loan, where we work with your builder throughout the construction process and provide the permanent mortgage with a single closing.

Apply Now   Current Rates     Become an Approved Builder


There’s nothing like owning land.  Whether it’s a half-acre lake lot, or a hundred-acre hunting club; our team of home loan experts is ready to help you find your perfect property.

Apply Now   Current Rates