We want to help you get a new set of wheels! Our auto loan offers extended terms and affordable rates. Convenient pre-approvals are also offered so you can deal with the dealers on a "cash" basis. For your first car, a second for a growing family, a vehicle for work, or that recreational vehicle for a little fun, we can help you drive away happy.

• Terms to fit every budget
• Powerful Pre-Approval from #TheLoanHeadquarters
• Total payment protection available

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Must be eligible for AlaTrust membership to receive loan. All loans subject to credit approval. Rates may vary as determined by an evaluation of multiple factors including your credit history.

AlaTrust Credit Union is here to help with your new or used car search! Our Car Buying Service does all the leg work for you, to help you find a high-quality vehicle that you can trust and depend on without the haggle of the dealership. Participating is easy! Simply fill out the Car Buying Request Form with as much information about the vehicle you're looking for and then press submit! Your information will be sent to one of our professional car buyers who will find the car you're looking for at the best price around!

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Looking to finance your dream boat, jet ski, pontoon? We do them all. AlaTrust also has a unique relationship with Russell Marine with 6 locations on Lake Martin and Smith Lake. If you’re in the market for a Natique, Sea Ray, Godfrey, Key West, Bass Cat, and many more; Call us today to get pre-approved and take advantage of our Russell Referral program. As a proven leader in marine financing, we offer extended terms and competitive rates. Give us a call today at 1-800-264-8031

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AlaTrust wants all of our members to have Total Payment Protection in the event of a disaster. You can contact us to discuss your best options by booking an appointment below. 

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Extended Warranty

Be ready for the unexpected and ensure you’re covered in the event of a mechanical breakdown. AlaTrust’s Mechanical Breakdown Protection Plans are available for new and pre-owned cars with no limit on miles and no limit on age of vehicle. 

AlaTrust Warranty Benefits:

• Zero Deductible
• Nationwide Coverage
• 24/7/365 Emergency Roadside Coverage
• Fully Transferable when you sell your vehicle

GAP Protection

Most cars need GAP.  Your NEW car becomes a USED car as soon as you drive it off the lot. Now you can protect your vehicle investment with Guaranteed Asset Protection (GAP). GAP offers protection in the event that your vehicle is stolen or damaged beyond repair (deemed a Total Loss). Learn more about GAP.

Debt Protection

Safeguard what matters

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments.

With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest. During your loan process be sure to ask your Loan Officer about:

 Call 1.800.264.8031 to get started with our Debt Protection Program.

Recent Testimonials

December 2023: Mr. Johnson's 2008 Toyota Highlander was only worth about  $4,000 on paper when his car broke down around the holidays. However, our protection plan paid $3,540 for the head gasket repair saving him from having to declare his car totaled and start the car buying process. Thank you Shelby, our Birmingham branch manger, for helping Mr. Johnson have the right plan in place for when his car faced an issue right during the holidays. 

January 2024: Mrs. Burkhalter's car needed $2,875 in motor repairs while her balance on her loan was $1919. Her extended warranty protection plan covered the $2,875 due and she did not have to pay out of pocket. 

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AlaTrust wants to help you get outdoors. We offer loans on all types of collateral including: RVs, campers, motorcycles, trikes, ATV, UTV, tractors and more. With terms to match your budget what are you waiting for? Give us a call today at 1-800-264-8031.

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Must be member to receive loan. Loans subject to credit approval. Rates are determined by an evaluation of applicant credit and may vary.