Fee Schedule

Service	Fee	Frequency
Below Par Charge	$5.00	per month
Bill Pay Inactivity****	$5.00	per month
Bill Pay without eStatements****	$5.00	per month
Business Checking	$15.00	per month
Card Replacement	$5.00	per card
Card Replacement PIN****	$2.00	per instance
Cashier Checks / Teller Checks	$3.00	per check
Check Cashing (non-Member check)***	$3.00	per check
Deposit Item Return	$25.00	per item
Draft Copy (Free on OnLine Banking)	$5.00	per check
Early Club Withdrawal	$15.00	per instance
Early Share account closure (<6mo)	$25.00	per instance
e-Checking	$10.00	per month
Garnishment	$25.00	per notice
History Statement	$1.00	per page
Insufficient Funds (honored)	$35.00	per item
Insufficient Funds (returned)	$35.00	per item
Loan Origination	$50.00	per loan of $2,000 or more
Mailed Paper Statement****	$2.00	per statement
Money Orders	$3.00	per money order
Reg D transfers over six	$5.00	per transfer
Research/Balancing	$25.00	per hour
Return Mail	$2.00	per instance
Service Center	$2.40	per member verification after 5
Statement Copies	$5.00	per statement
Stop Pay Member Check	$30.00	per item
Stop Pay Official Check**	$30.00	per item
Subordination	$150.00	per request
Tax Levy	$35.00	per notice
Telephone Inquires*	$1.00	per call
Wire Transfer	$20.00	each transfer In & Out
Wire Transfer International	$50.00	When Available

* Please note, the telephone inquiry fee can be avoided by calling Touch Tone Teller.
** Requires Supervisor approval.
*** For any member with share account only and balance below $300
**** Does not apply to members ages 60 and over