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AlaTrust Credit Union's participation in the CO-OP Shared Branch network means convenience when, where and how you want it. As our member, you can visit any of the 5,400 locations where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch.  

  • Get person to person assistance with your accounts, even when you're far from home
  • Make deposits, transfers, account inquiries and much more
  • Take advantage of over 5,400 convenient locations and more than 2,000 self-service locations covering all 50 states
  • Simply have your credit union name, account number and a government ID and you'll have access to your account(s)
  • Easily locate a shared branch wherever you are through any of the locator tools including phone, mobile app, or internet

Some CO-OP Shared Branch locations are open for extended hours and on Saturdays. First 5 transactions per month are free. All additional are $2.40 per transaction.

Locate a Shared Branch

AlaTrust Credit Union is here to help with your new or used car search! Our Car Buying Service does all the leg work for you, to help you find a high-quality vehicle that you can trust and depend on without the haggle of the dealership. Participating is easy! Simply fill out the Car Buying Request Form with as much information about the vehicle you're looking for and then press submit! Your information will be sent to one of our professional car buyers who will find the car you're looking for at the best price around!

Car Buying Request Form  Get Preapproved

Why stand in line to deposit your paycheck? Save your time and send your paycheck directly to your credit union checking account on payday. It's safe, easy and guaranteed. Other recurring checks are eligible for direct deposit, too … Social Security, state retirement checks and more. Contact a Member Service Representative to set up your direct deposit 1-800-264-8031.

At AlaTrust Credit Union, we understand the importance of timely access to your funds. That's why we're excited to introduce our Early Pay service, allowing you to receive your qualifying direct deposits up to two days ahead of schedule.

What is Early Pay?

Early Pay is a complimentary service that grants you access to your funds from your payroll's direct deposits sooner than the scheduled payment date. For instance, if your regular payday is Friday, with Early Pay, you could see your funds deposited as early as Wednesday.

How Does Early Pay Work?

Once AlaTrust Credit Union receives notification of an incoming direct deposit, we process and credit the funds to your account immediately—often up to two days before the standard payday.

Key Features:

  • Automatic Enrollment: No enrollment necessary. As soon as the payroll file is received it will be posted.
  • No Additional Fees: Early Pay is a free service provided to enhance your banking experience.
  • Convenient Access: Monitor your account through our online banking platform or mobile app to see when your funds are available.

To establish direct deposit, simply provide your employer with AlaTrust Credit Union's routing number and your account number and you're ready to go! 

If you need assistance, our member services team is ready to help. Give us a call, stop in a local branch, or book an appointment for assistance. 

Book An Appointment 

*Early Pay is dependent upon the timing of the payer's payment instructions. AlaTrust Credit Union cannot guarantee early availability of all direct deposits.

There are no vehicles for sale at this time. Follow us on social media @AlaTrustCU to be the first to know when a new vehicle is available.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why AlaTrust Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

Learn all about how your AlaTrust membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.

                                       

Being a member of AlaTrust Credit Union has its perks. At AlaTrust, we offer access  to the MoneyPass ATM Network where you have access to more than 37,000 ATMs without a surcharge-fee. So not only can you use your card at AlaTrust Credit Union ATMs, but across the country too. Just look for the blue and green MoneyPass symbol and start withdrawing your money surcharge-free! 

 Find a MoneyPass ATM  

Payroll Deduction is an authorized portion that comes out of your paycheck, whether it’s weekly, bi-weekly, monthly, semi-monthly, etc., that allows you to

  • Conveniently pay on a loan without ever missing a payment
  • Deposit money into your and/or family members account without visiting a branch
  • Establish and maintain a savings plan

Gain peace of mind while never having to manually touch your accounts.

Sign Up Today

Invest in yourself. Start today.

Credit unions are comprised of people helping people – they have an interest in supporting and advancing their communities. Why? Because credit unions report to their members and not to shareholders. Credit unions give back earnings to members. Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide.

When you join a credit union, you can enjoy:

  • High level of personalized service
  • Low-interest rates on loans
  • High savings rates
  • Easier accessibility of loans
  • Easy access to your money through 30,000 ATMs nationwide
  • Peace of mind that NCUA insures deposits up to $250,000
  • A financial institution that's involved in YOUR community

For more information about Credit Unions visit Your Money Further