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Holiday Helper Loan

Make the Holidays Shine with our Holiday Helper Loan

 

The holiday season is fast approaching, and with it comes all the joy, celebrations, and, yes, expenses! At AlaTrust Credit Union, we want to help you make the most of the season without stressing over your budget. That’s why we’re excited to offer our Holiday Helper Loan — a $1,000 loan designed to give you some extra holiday cheer! 

Holiday Helper Plus: Boost Your Loan

You can boost your loan to $1,200 and a better rate when you have your checking account and direct deposit set up with us! If you haven't already, switch them over today to qualify for our Holiday Helper Plus! 

Exclusive Pre-Approved Offer If you’re on our pre-approved list, this offer is available to you—no credit check needed! Plus, there’s no payment required until January 1st, giving you plenty of time to relax and enjoy the festivities before starting your repayment.

Why Choose the Holiday Helper Loan?

  • No Credit Check: Pre-approved members don’t have to worry about a credit inquiry.
  • No Payments Until 2024: Start your repayment on January 1st.
  • Affordable Payments: With payments at $99 per month and a one-time processing fee of $55, you can enjoy the funds you need without breaking the bank.
  • Fast & Easy: Simply claim your pre-approved offer and start using your loan right away!

Whether it’s for gifts, travel, or holiday fun, our Holiday Helper Loan is here to make the season brighter

How to Claim Your Loan

Ready to claim your $1,000 offer? Simply give us a call at 1-800-264-8031 or claim online. Our dedicated team is here to guide you through the process and help you secure the funds you need to make this Christmas one to remember.

Click the button below and when entering your loan information please select "Holiday Promo Loan" in the drop-down menu to claim this offer. For pre-approved members, once you have completed the information, we will process your loan and deposit $1,000 into your AlaTrust Credit Union share account. For members, not pre-approved, simply click the button below and apply today.

Claim your loan

Not sure if you were pre-approved? Call 1-800-264-8031 or stop by a local branch to see if you qualify!

Act Fast – Limited Time Offer

Don't let this opportunity slip away – Holiday Helper is a limited-time offer available only until December 13th, 2024

 

You have the right to opt out of receiving pre-screened offers of credit from AlaTrust Credit Union in the future. If you wish to do so, call us at 800.264.8031.

*This is a pre-screened firm offer of credit. This offer is based on a soft credit inquiry performed using your credit information from TransUnion. Your credit score was part of our pre-screening criteria, and no hard credit check is required to accept the offer. Eligibility is also subject to AlaTrust Credit Union’s underwriting standards.

**Pre-screen offer is for a personal loan of $1,000. Interest rate is 24.000%. Maximum Annual Percentage Rate (APR) is 33.955%. Principal and Interest Payments of $99/month. $55 processing fee per loan.

***Or a personal loan of $1,200 with an AlaTrust checking account and direct deposit.  Interest rate is 22.000%. Maximum Annual Percentage Rate (APR) is 32.955%. Principal and Interest Payments of $119/month. $55 processing fee per loan.

Qualification is based on multiple factors including an assessment of individual creditworthiness and credit union underwriting standards. Call us at 800.264.8031 for full program guidelines, terms and conditions. Members currently in bankruptcy are not eligible for this offer. Payments for this loan must be setup for automatic drafts or direct deposit.  Members may only have one holiday loan at a time; new loan proceeds may be used to clear remaining balance. If any member has a negative share or a delinquent loan, funds from new holiday loan may be used to cure a deficiency. There is no credit check for this offer. This offer ends December 13th, 2024.