In honor of us celebrating our 90th birthday this year, we want to offer you a 3.90% APR* Home Equity Line of Credit so that you and your pockets can celebrate with us!  This special rate is available from September through November 2025, giving you the flexibility to finance your home improvement projects, consolidate debt, or cover unexpected expenses.

Why Choose Our HELOC?

Our Home Equity Line of Credit provides you with a flexible and affordable way to tap into the equity of your home. With a competitive rate of 3.90% APR*, you can use your HELOC for a variety of needs, all while enjoying the comfort and security of your home.

Benefits of a HELOC:

• Low APR: Take advantage of our limited-time 3.90% APR, making your borrowing more affordable.
• Flexible Financing: Use your HELOC for home improvements, debt consolidation, education expenses, or emergencies.
• Access When You Need It: Draw funds as needed, giving you control over your finances.
• Potential Tax Benefits: Interest paid on your HELOC may be tax-deductible (consult your tax advisor).

How to Apply:

Applying for your HELOC is simple. Just give us a call at 1-800-264-8031 or click the apply button below. Our friendly team is here to assist you and answer any questions you may have.

Apply

Act Fast – Limited Time Offer!

This HELOC promotion is available only until November 30th, 2025. Don't miss out on this opportunity to unlock the value of your home with a low APR and flexible financing options.

Use our Calculator

Want to determine if this is the right service for you? Use our two calculators to determine how much you are eligible to use for a HELOC and/or if a HELOC would be a good debt consolidation tool for you. 

HELOC Amount Calculator 

HELOC for Debt Consolidation Calculator 

*APR is Annual Percentage Rate. Home Equity Lines of Credit are variable-rate lines and are based on prime plus a margin. Rates are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, line, amount, and occupancy, so your rate may differ. The plan has a minimum APR of 3.50% and a maximum APR of 18.00%. Rates as of (date of advertising).  Rates are subject to change—information provided does not constitute a loan commitment. For line amounts of up to $250,000, closing costs that members must pay typically range between $300 and $2,000. The closing costs depend on the location of the property, property type, and the amount of the Equity Line.

*Terms, conditions, rates and fees for accounts, programs, offers, products, and services are subject to change without notice at any time. A home equity line is available for single family residential properties. Home equity lines are not available for mobile homes or investment properties.  All home equity lines and offers are subject to standard underwriting guidelines and required conditions.  Equity lines not available in every state.  Ask your loan officer for more details.  Property insurance will be required; flood insurance is required where necessary.