With an A+ Checking Account, members age 50 or better can enjoy a free checking account with many additional services. Also included with the A+ Checking account is:

• Earn Dividends with a minimum balance of $500
• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Overdraft Protection- cover your overdraft using our Overdraft Protection plan
• Money Orders- send money in a more secure way
• Visa Debit Card- used for unlimited transactions and ATM withdrawals
• Basic Free Box of Checks with Direct Deposit - get 2 free boxes a year
• Remote Deposit- deposit checks remotely
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
• External Transfers- transfer money between your accounts and those you have at other financial institutions
• Free Notary Service- access when you need notarized documents
• Access to your account through Quicken and Quickbooks

An Access e-Checking account is an account designed for members who may not qualify for our traditional Align Checking account. If you have not established credit or you are working to rebuild your credit, this is the account for you. This account helps you build financial stability while allowing you to withdraw funds electronically with a Visa® debit card. Your Visa® debit card allows you to make purchases anywhere Visa is accepted, make online payments, and allows you to withdraw funds at ATMs across the nation using our MoneyPass network or any AlaTrust ATM all by paying a low monthly fee of $10. Also included with the Access e-Checking account is:

• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees

*Overdraft protection is not offered for this account. 

Give your business the advantage! Whatever business you’re in, large or small, AlaTrust has a cost effective, fully featured business checking to fit your needs all with the low monthly fee of $15. Enjoy all these great benefits when you open an Advantage Business Checking account:

• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Overdraft Protection- cover your overdraft using our Overdraft Protection plan
• Money Orders- send money in a more secure way
• Visa Debit Card- used for unlimited transactions and ATM withdrawals
• Basic Free Box of Checks with Direct Deposit- get one free box a year
• Remote Deposit- deposit checks remotely
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
• External Transfers- transfer money between your accounts and those you have at other financial institutions
• Access to your account through Quicken and Quickbooks

We also have great loan options to help companies start, stabilize, and grow their business.

Align your checking account with unlimited transactions, no fees and no minimum balance requirements. The Align Checking account comes standard with:

• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Overdraft Protection- cover your overdraft using our Overdraft Protection plan
• Money Orders- send money in a more secure way
• Visa Debit Card- used for unlimited transactions and ATM withdrawals
• Basic Free Box of Checks with Direct Deposit- get one free box a year
• Remote Deposit- deposit checks remotely
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
• External Transfers- transfer money between your accounts and those you have at other financial institutions

Amplify your funds with the perfect blend of a Checking account and Money Market Account. It’s better than a basic checking account because your money earns interest when you maintain a minimum required balance of $1,000 and it’s also better than a money market account because you’re not limited in your monthly check writing. Also included with the Amplify Checking account is:

• Earn Dividends with a minimum balance of $1,000
• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Overdraft Protection- cover your overdraft using our Overdraft Protection plan
• Money Orders- send money in a more secure way
• Visa Debit Card- used for unlimited transactions and ATM withdrawals
• Basic Free Box of Checks with Direct Deposit- get 2 free boxes a year
• Remote Deposit- deposit checks remotely
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
• External Transfers- transfer money between your accounts and those you have at other financial institutions
• Free Notary Service- access when you need notarized documents
• Access to your account through Quicken and Quickbooks

Use your biggest asset and earn competitive rate interest without tying up your money. A minimum balance of $2,500 earns date-of-deposit / date-of-withdrawal interest each month. You’ll earn interest with our Asset Money Marketing Checking account while enjoying:

• Free Online/Mobile Banking- 24/7 access
• Direct Deposit and Payroll Deduction- set up automatic deposits
• Overdraft Protection- cover your overdraft using our Overdraft Protection plan
• Money Orders- send money in a more secure way
• Basic Free Box of Checks with Direct Deposit- get one free box a year
• Remote Deposit- deposit checks remotely
• Mobile Wallet- pay with your smartphone
• Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
• External Transfers- transfer money between your accounts and those you have at other financial institutions

*For this account, no more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check or draft to a third party. 

Secure Your Legacy with Our Specialized Accounts

At AlaTrust, we understand that managing inherited wealth requires careful planning and expertise. We offer specialized account options designed to support beneficiaries and estate administrators, ensuring a seamless transition of assets while preserving financial security.

Estate Accounts

Managing the financial affairs of a deceased loved one requires a dedicated account to settle obligations and distribute assets appropriately. Our Estate Accounts are designed to allow the exceuter to:

• Facilitate payments of outstanding debts, taxes, and expenses
• Collect and consolidate estate assets
• Provide a secure channel for the distribution of funds to heirs

At AlaTrust Credit Union, our dedicated financial professionals are here to assist you.  Contact us today to learn more about our specialized accounts and how we can help you safeguard your legacy.

What you need to open your account

• The Letters Testamentary or Letters of Administration
• EIN for the estate
• The death certificate for the deceased person
• The representative's personal information and driver’s license

Checking accounts are a great way to introduce your child to financial responsibility through budgeting and money management.

Why an AlaTrust Kids Debit Card?

• Parents can control the card from our Card Command App, allowing them to turn it on and off whenever needed
• Using AlaTrust to store their fund allows the money to be insured and backed by the NCUA. Other Kids Apps, Debit, and Cash cards that are not with a legal credit union or bank do not have these same protections in place.
• Easily transfer money to and from your child’s account

Eligibility: Children aged 8 and older are eligible to open a checking account with us. However, parental/grandparent consent is required, and the parent/grandparent must be eligible for the account based on their credit score.