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Checking Accounts

AlaTrust offers a wide variety of checking accounts to meet your needs. All checking accounts are NCUA insured up to $250,000

Align your checking account with unlimited transactions, no fees and no minimum balance requirements. The Align Checking account comes standard with:

  • Free Online/Mobile Banking- 24/7 access
  • Direct Deposit and Payroll Deduction- set up automatic deposits
  • Overdraft Protection- cover your overdraft using our Overdraft Protection plan
  • Money Orders- send money in a more secure way
  • Visa Debit Card- used for unlimited transactions and ATM withdrawals
  • Basic Free Box of Checks with Direct Deposit- get one free box a year
  • Remote Deposit- deposit checks remotely
  • Mobile Wallet- pay with your smartphone
  • Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
  • External Transfers- transfer money between your accounts and those you have at other financial institutions

Use your biggest asset and earn competitive rate interest without tying up your money. A minimum balance of $2,500 earns date-of-deposit / date-of-withdrawal interest each month. You’ll earn interest with our Asset Money Marketing Checking account while enjoying:

  • Free Online/Mobile Banking- 24/7 access
  • Direct Deposit and Payroll Deduction- set up automatic deposits
  • Overdraft Protection- cover your overdraft using our Overdraft Protection plan
  • Money Orders- send money in a more secure way
  • Visa Debit Card- used for unlimited transactions and ATM withdrawals
  • Basic Free Box of Checks with Direct Deposit- get one free box a year
  • Remote Deposit- deposit checks remotely
  • Mobile Wallet- pay with your smartphone
  • Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
  • External Transfers- transfer money between your accounts and those you have at other financial institutions

*For this account, no more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check or draft to a third party. 

With an A+ Checking Account, members age 50 or better can enjoy a free checking account with many additional services. Also included with the A+ Checking account is:

  • Earn Dividends with a minimum balance of $500
  • Free Online/Mobile Banking- 24/7 access
  • Direct Deposit and Payroll Deduction- set up automatic deposits
  • Overdraft Protection- cover your overdraft using our Overdraft Protection plan
  • Money Orders- send money in a more secure way
  • Visa Debit Card- used for unlimited transactions and ATM withdrawals
  • Basic Free Box of Checks with Direct Deposit - get 2 free boxes a year
  • Remote Deposit- deposit checks remotely
  • Mobile Wallet- pay with your smartphone
  • Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
  • External Transfers- transfer money between your accounts and those you have at other financial institutions
  • Free Notary Service- access when you need notarized documents

Amplify your funds with the perfect blend of a Checking account and Money Market Account. It’s better than a basic checking account because your money earns interest when you maintain a minimum required balance of $1,000 and it’s also better than a money market account because you’re not limited in your monthly check writing. Also included with the Amplify Checking account is:

  • Earn Dividends with a minimum balance of $1,000
  • Free Online/Mobile Banking- 24/7 access
  • Direct Deposit and Payroll Deduction- set up automatic deposits
  • Overdraft Protection- cover your overdraft using our Overdraft Protection plan
  • Money Orders- send money in a more secure way
  • Visa Debit Card- used for unlimited transactions and ATM withdrawals
  • Basic Free Box of Checks with Direct Deposit- get 2 free boxes a year
  • Remote Deposit- deposit checks remotely
  • Mobile Wallet- pay with your smartphone
  • Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
  • External Transfers- transfer money between your accounts and those you have at other financial institutions
  • Free Notary Service- access when you need notarized documents

An Access e-Checking account is an account designed for members who may not qualify for our traditional Align Checking account. If you have not established credit or you are working to rebuild your credit, this is the account for you. This account helps you build financial stability while allowing you to withdraw funds electronically with a Visa® debit card. Your Visa® debit card allows you to make purchases anywhere Visa is accepted, make online payments, and allows you to withdraw funds at ATMs across the nation using our MoneyPass network or any AlaTrust ATM all by paying a low monthly fee of $10. Also included with the Access e-Checking account is:

*Overdraft protection is not offered for this account. 

Give your business the advantage! Whatever business you’re in, large or small, AlaTrust has a cost effective, fully featured business checking to fit your needs all with the low monthly fee of $15. Enjoy all these great benefits when you open an Advantage Business Checking account:

  • Free Online/Mobile Banking- 24/7 access
  • Direct Deposit and Payroll Deduction- set up automatic deposits
  • Overdraft Protection- cover your overdraft using our Overdraft Protection plan
  • Money Orders- send money in a more secure way
  • Visa Debit Card- used for unlimited transactions and ATM withdrawals
  • Basic Free Box of Checks with Direct Deposit- get one free box a year
  • Remote Deposit- deposit checks remotely
  • Mobile Wallet- pay with your smartphone
  • Access to over 5,000 Surcharge Free ATMs- withdraw your money free of ATM fees
  • External Transfers- transfer money between your accounts and those you have at other financial institutions

We also have great loan options to help companies start, stabilize, and grow their business.

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