Rates as of 11/01/2018

New Vehicle Loans
Months A Rate
36 2.15%
48 2.25%
60 2.75%
72 3.25%
84 3.95%
Used Vehicle Loans
Months A Rate
36 3.15%
48 3.25%
60 3.75%
72 4.25%
  • *Vehicle loans include cars, trucks, vans and motor homes.
  • **Other Secured loans include motorcycles, garden tractors, 4-wheelers, trailers, etc.
  • ***Maximum 60 month for all vehicles with more than 100,000 miles
  • LTV based on NADA retail for used vehicles or MSRP for new vehicles
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.

Rates as of 11/01/2018

Variable Rate Loans 5/1 ARM
Origination Fee Term Rates as Low as
1% 30 Years 3.90%
1% 15 Years 3.40%
Fixed Rate Loans
Origination Fee Term Rates as Low as
1% 30 Years Quote
1% 15 Years 4.25%
1% 5 Years 3.75%
Land Only
Origination Fee Term Rates as Low as
1% 15 Years 5.50%
Construction/Perm***
Origination Fee Term Rates as Low as
1% 8 Months Construction Phase /                      Perm Phase up to 30 Years Call for Details
Home Equity
Type Term Rates as Low as
**Variable Rate Line of Credit HELOC (15 Year Maturity) 5.25%
*Quick Close Variable Rate HELOC (15 Year Maturity) 6.25%
  • *Quick Close Loans are limited to $150,000 max. Minimal closing cost to the member. Minimum loan of $10,000.00.
  • ** Member pays closing costs.
  • ***Construction loans are interest only payments for 8 month term. Fixed Rate. After 8 months the perm rate will apply.
  • All loans are based on creditworthiness. Your actual rate may be higher.

 

Rates as of 11/01/2018

Deposit Secured Loans
Description Months A Rate
Shares of Certificates 60 2% Over Dividend Rate
Minimum 3% Not to exceed Maturity of CD
Single Payment 12 2% Over Dividend Rate
Minimum 3% Not to exceed Maturity of CD
Unsecured Loans
Description Months A Rate
Single Payment 6 9.25%
Line of Credit / OE OE 11.25%
Closed End 12 10.70%
Closed End 24 11.00%
Closed End 48 11.25%
VISA Credit Cards
Description A Rate
VISA Platinum (No Annual Fee) 4.99%****
VISA Classic (No Annual Fee) 4.99%*****
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.
  • ****9.95% after 6 month introductory period.
  • *****14.95% after 6 month introductory period.

Rates as of 11/01/2018

Boats
Description Months A Rate
New 60 4.75%
Used 60 5.25%
**Other Secured Loans
Description Months A Rate
New 48 5.45%
New 60 5.95%
Used 36 5.25%
  • **Other Secured loans include motorcycles, garden tractors, 4-wheelers, trailers, etc.
  • LTV based on NADA retail for used vehicles or MSRP for new Vehicles
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.