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Rates as of 10/22/2020

New Vehicle Loans 
2019-2020
Months A Rate
36 1.99%
48 1.99%
60 2.50%
72 ($20,000+) 2.99%
84 ($30,000+) 3.99%
Used Vehicle Loans 
2010-2018
Months A Rate
36 2.99%
48 2.99%
60 3.50%
72 ($20,000+) 3.99%
2009 & Older
36 3.99%
48 4.50%
60 ($10,000+) 4.99%
  • *Vehicle loans include cars, trucks, vans and motor homes.
  • **Other Secured loans include motorcycles, garden tractors, 4-wheelers, trailers, etc.
  • ***Maximum 60 month for all vehicles with more than 100,000 miles
  • LTV based on NADA retail for used vehicles or MSRP for new vehicles
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.

Rates as of 10/22/2020

Variable Rate Loans 5/1 ARM
Origination Fee Term Rates as Low as
$889 30 Years 3.00%
$889 15 Years 2.75%
Fixed Rate Loans
Origination Fee Term Rates as Low as
$889 30 Years Quote
$889 15 Years 3.25%
$889 10 Years 3.00%
Land Only
Origination Fee Term Rates as Low as
$889 10 Years - Metes & Bounds 6.00%
$889 10 Years - Lot & Block 5.50%
Construction/Perm***
Origination Fee Term Rates as Low as
$889 8 Months (I/O) 6.00%
0% Perm Term Perm Rate
Home Equity
Type Term Rates as Low as
**Variable Rate Line of Credit HELOC (15 Year Maturity) 3.25%
*Quick Close Variable Rate HELOC (15 Year Maturity) 4.25%
  • *Quick Close Loans are limited to $150,000 max. Minimal closing cost to the member. Minimum loan of $10,000.00.
  • ** Member pays closing costs.
  • ***Construction loans are interest only payments for 8 month term. Fixed Rate. After 8 months the perm rate will apply.
  • All loans are based on creditworthiness. Your actual rate may be higher.

 

Rates as of 10/22/2020

Deposit Secured Loans
Description Months A Rate
Shares of Certificates 60 2% Over Dividend Rate
Minimum 3% Not to exceed Maturity of CD
Single Payment 12 2% Over Dividend Rate
Minimum 3% Not to exceed Maturity of CD
Unsecured Loans
Description Months A Rate
Single Payment 6 9.25%
Line of Credit / OE OE 10.00%
Closed End 12 8.95%
Closed End 36 9.50%
Closed End 60 9.95%
VISA Credit Cards
Description A Rate
VISA Platinum (No Annual Fee) 4.99%****
VISA Classic (No Annual Fee) 4.99%*****
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.
  • ****9.95% after 6 month introductory period.
  • *****14.95% after 6 month introductory period.

Rates as of 01/27/2020

Boats
Description Months A Rate
New 60 4.75%
Used 60 5.25%
**Other Secured Loans
Description Months A Rate
New 36 5.45%
New 60 5.95%
Used 36 6.05%
Used 60 6.55%
  • **Other Secured loans include motorcycles, garden tractors, 4-wheelers, trailers, etc.
  • LTV based on NADA retail for used vehicles or MSRP for new Vehicles
  • All loans based on creditworthiness. Your actual rate may be higher.
  • Rates subject to change. Call the credit union for the most current rates.
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