More Tools to Make Banking Work for You
At AlaTrust Credit Union, we offer more than traditional banking products. Our digital tools and services are designed to make managing your money easier, give you quicker access to your funds, and help you stay on top of your financial health.
Here are three tools that can make a difference in your everyday banking: Early Pay, Real Time Payments, and Savvy Money.
Get Paid Early With Early Pay
Waiting for payday doesn't always fit with your schedule. Early Pay gives eligible members access to qualifying direct deposits up to two days early, at no additional cost.
Once AlaTrust receives notification of an incoming qualifying direct deposit, the funds are processed and credited to your account, often before your scheduled payday.
Early Pay offers:
- Access to qualifying direct deposits up to two days early
- No additional fees
- Automatic enrollment when qualifying payroll files are received
- Easy access to your funds through online and mobile banking
LEARN MORE ABOUT EARLY PAY
Send and Receive Money in Real Time
When you need money to arrive quickly, waiting one to two business days for a traditional ACH transfer isn't always ideal. Real Time Payments (RTP) allows funds to be sent and received through the RTP network 24/7, 365 days a year, so qualifying payments can arrive instantly.
AlaTrust members are currently set up to receive RTP payments from participating financial institutions.
An easy way to get started with RTP is by downloading the Venmo app and connecting your AlaTrust account.
LEARN MORE ABOUT REAL TIME PAYMENTS
Know Your Credit With Savvy Money
Your credit score can play an important role in your financial goals, from applying for a loan to working toward better financial health. Savvy Money gives AlaTrust members free access to tools that can help you understand and manage your credit.
Available through AlaTrust's online and mobile banking, Savvy Money allows you to check and refresh your credit score and credit report every day without negatively impacting your credit score.
With Savvy Money, you can access:
- Personalized credit reports
- Real-time credit monitoring alerts
- Credit goals and action plans
- Credit score simulator
- Credit score education
- And more
GET STARTED WITH SAVVY MONEY
More Ways to Get More From Your Membership
From getting access to your paycheck sooner to receiving eligible payments in real time and keeping a closer eye on your credit, AlaTrust's tools are designed to make everyday banking more convenient.
These are just a few of the ways your AlaTrust membership can give you more tools, more information, and more control over your finances.