Take Control Wherever You Go! Control is now in the palm of your hand.
Card Controls FAQs
Download the AlaTrust Card Control app today!
Why stand in line to deposit your paycheck? Save your time and send your paycheck directly to your credit union checking account on payday. It's safe, easy and guaranteed. Other recurring checks are eligible for direct deposit, too … Social Security, state retirement checks and more. Contact a Member Service Representative to set up your direct deposit 1-800-264-8031.
At AlaTrust Credit Union, we understand the importance of timely access to your funds. That's why we're excited to introduce our Early Pay service, allowing you to receive your qualifying direct deposits up to two days ahead of schedule.
Early Pay is a complimentary service that grants you access to your funds from your payroll's direct deposits sooner than the scheduled payment date. For instance, if your regular payday is Friday, with Early Pay, you could see your funds deposited as early as Wednesday.
Once AlaTrust Credit Union receives notification of an incoming direct deposit, we process and credit the funds to your account immediately—often up to two days before the standard payday.
To establish direct deposit, simply provide your employer with AlaTrust Credit Union's routing number and your account number and you're ready to go!
If you need assistance, our member services team is ready to help. Give us a call, stop in a local branch, or book an appointment for assistance.
Book An Appointment
*Early Pay is dependent upon the timing of the payer's payment instructions. AlaTrust Credit Union cannot guarantee early availability of all direct deposits.
When you choose to go paperless know that you're making an environmentally friendly choice. E-statements and notices take fewer natural resources to create and deliver than paper versions.
FOLLOW THESE SIMPLE STEPS AND GO PAPERLESS TODAY:
You are now all set up to enjoy paperless statements!
External Transfers allow you to move your money between your accounts with us and those you have at other financial institutions.
*Enter the designated routing number instead of name or number to ensure your external transfers is linked to the correct credit union or bank.
In 2-3 business days after setting up External Transfers, you will need to confirm your account. We will send three small deposits (between $0.01 and $0.99) into your account.
You will need to:
External Transfers FAQs
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.
Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.
Get a quote or explore your options at TruStage.com.
TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
© TruStage Insurance Agency
Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why AlaTrust Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:
Learn all about how your AlaTrust membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.
Refer a friend or family member to AlaTrust and earn cash! All you have to do is fill out the referral form and give them to your friends, family and/or co-workers. The new member will submit the completed form upon opening their qualifying* account.
Each referral that opens a new account* with AlaTrust and lists you as the referring member earns you a $50 cash award. The new member also earns a $50 cash deposit into their new AlaTrust checking account.
If you have friend or family member that lives, works, attends school or church within the 12 counties we serve, they are eligible for membership. Your family members are eligible for membership, even if they live in a different county or state. Download the Member Referral form or stop by your local branch, and start earning your referral rewards today!
Member Referral Form
*Qualified accounts include: Checking with Direct Deposit, VISA Card/Unsecured loan (minimum of $5,000) or any of these type loans; Auto, Home, Personal (minimum of $10,000). The new member must be at least 18 years old. The new member’s account must remain open for at least 6 months. Employees of AlaTrust are not eligible for this promotion. Rewards dispensed after six months of account opening.
Banking with ease is in the palm of your hands. You can access your AlaTrust account 24/7. This app has been designed with you in mind to make banking faster and easier on the go. Check your mobile app store to download today. Click the link below to download directly to your mobile device or to view the FAQ’s.
Mobile App FAQs Terms and Conditions
*Messaging and Data Rates May Apply. Check with your phone carrier for details.
Pay smarter, securely, and confidently! Instead of swiping or inserting your debit and/or credit card at a point-of-sale (POS) terminal, you can pay with a tap on your smartphone.
*Fit Bit Pay and Garmin Pay are also available.*
Mobile Wallet FAQs
Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. With Online Banking, you can view account information, view e-statements, transfer funds between accounts, member to member, and any external accounts, view transaction history and much more. It's safe, confidential, easy and it's free. Access your account anywhere and anytime from a personal computer, tablet or mobile device.
Login to Online Banking
Paying your loan with AlaTrust couldn’t be easier. You can pay online, directly from your AlaTrust account or an external account at another financial institution.
1. Click the Pay Now button
Pay Now
2. Enter required information, click "I'm not a robot" and click begin
(For first time users, you will be required to enter your email address. A one time passcode will be sent to this email address upon each login before you can make a payment.)
*If you have not set up an external transfer account, set it up today
Payroll Deduction is an authorized portion that comes out of your paycheck, whether it’s weekly, bi-weekly, monthly, semi-monthly, etc., that allows you to
Gain peace of mind while never having to manually touch your accounts.
Sign Up Today
We partner with QuickBooks by Intuit to allow you to connect your accounting information on QuickBooks with your AlaTrust Account. This makes uploading all the necessary information to handle your personal, business, and tax finances a breeze.
Real Time Payments (RTP) is a new network launched by The Clearing House that enables consumers, businesses, and governments to immediately send and receive funds 24x7x365. If the Financial Institution the payment is coming from is a part of the RTP network and set up to send payments then the AlaTrust member will receive the payment instantly instead of waiting 1-2 business days for an ACH payment. Click here to see if your Financial Institution is a part of the RTP network.
*AlaTrust members are currently only setup to receive RTP's and not send a RTP.
Deposit your checks on your time. This feature within our mobile app has been designed with you in mind to make mobile deposits faster and easier on the go. Only 3 simple clicks are all it takes! Download our mobile app to start making mobile deposits today!
Remote Deposit FAQs
AlaTrust's Round Up Your Savings Program is a service that allows you to save money when you spend money. This unique feature works by automatically rounding up your debit card purchases to the nearest $ dollar amount. The rounded up portion is automatically deposited into your savings account, a child's savings or a family member's savings. The choice of where it goes is YOURS!
This feature will help you reach your savings goal faster and easier without the hassle of manually transferring. Take advantage of this great feature and sign up today!
Call 1-800-264-8031 or visit your local branch.
Round Up Your Savings FAQs
We believe that your credit score is the “superpower” that can help you achieve financial success. That's why we offer our members access to Savvy Money—a comprehensive, user-friendly tool for managing money and building wealth over time.
Understanding the factors contributing to your three-digit credit score is essential, and Savvy Money provides you with the tools to do just that, conveniently located within our mobile app and online banking. By knowing what goes into calculating your credit score, you can make informed decisions to maintain a healthy credit score and make the best financial choices.
The best part? Savvy Money is FREE for all AlaTrust members, and you can check and refresh your credit score and credit report every day without any negative impact on your score.
It is ALL in Credit Score.
Are you ready to reach your financial goals? Enroll in Savvy Money today by logging into Online/ Mobile banking and click the "View your credit score and report" link.
Get Started Today!
Are you planning to travel soon and want to continue using your AlaTrust debit and/or credit card(s)? Whether you're driving, flying, or sailing tell us where you're going and we'll place a travel alert on your card(s) so that you have 24/7 access to your funds.
All travel alerts must be submitted via online/mobile banking:
Credit unions are comprised of people helping people – they have an interest in supporting and advancing their communities. Why? Because credit unions report to their members and not to shareholders. Credit unions give back earnings to members. Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide.
When you join a credit union, you can enjoy:
For more information about Credit Unions visit Your Money Further.
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