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Savings

AlaTrust offers a variety of savings accounts to help you save. Our share savings account holds your membership at AlaTrust and pays dividends, calculated on daily balances credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. Your accounts are insured up to $500,00 per account ($250,000 in coverage by the NCUA and $250,000 in coverage by ESI).

Welcome to the Honey Huddle!

Empowering Kids for Financial Success

We believe that financial education starts young, which is why we're dedicated to empowering kids to take charge of their finances from an early age. The Honey Huddle is designed to make learning about money fun and engaging for kids while equipping them with essential financial skills for life.

Eligibility: Must be 0-18 years of age and have parent or grandparent permission

What is The Honey Huddle?

The Honey Huddle is our brand-new youth club for kids to learn more about the power of saving and smart money management. Kids can become a member of the credit union by starting their very own savings account with a minimum of just $5! Through The Honey Huddle, kids can access a variety of interactive activity pages to complete and earn Bee Badges as they progress.

The Perks:

  • Savings account
  • Checking account and debit card
  • All A's Paydays: Get paid for every A on your report card
  • Earn Bee Badges
  • Recieve an Activity Book*
  • Receive a Honey Huddle T-shirt*
  • Financial Literacy Simulations 

Join!

*T-Shirts and pre-printed activity books are available to Honey Huddle Members for free while supplies last! Visit your local branch to get yours!

Financial Success Starts Young

We're passionate about helping kids lay the foundation for financial success, and The Honey Huddle is just the beginning. By teaching kids the importance of saving and responsible money habits early on, we're setting them up for a lifetime of financial well-being.

All A's Paydays 

We want to invest in our Honey Huddle members. Each quarter our Honey Huddle members are encouraged to bring their report card into their local branch. For each "A" on their report card*, we will deposit $1 into their account!

*max of $5 per quarterly report card, up to $20 max per year!

Get Your Kids Involved

Ready to get your kids started on their journey to financial empowerment? Sign them up for their own account at AlaTrust Credit Union and introduce them to The Honey Huddle. Not only will they learn valuable money skills, but they'll also have a blast earning Bee Badges along the way! Badges can be earned and picked up at your local credit union location when your child completes the following objectives completed:

  • Member Bee Badge: Join the Honey Huddle 
  • Honey Bee Badge: Make your first deposit
  • Bear Badge: All A's on a report card
  • Honeycomb Badge: Joined the newsletter
  • Worker Bee Badge: Completed the activity book 
  • Honey Badge: Attended an AlaTrust event 

Download our Activity Book 

Committed to Financial Literacy

Did you know that AlaTrust Credit Union is actively involved in local schools, offering free financial literacy simulations, reading financially adapt books to classrooms, preparing kids with savings accounts at their school career days, and so much more? We're passionate about giving back to our community and believe that education is key to building a brighter financial future for all. To get your local school involved in our financial literacy simulation, Bite of Reality, click the button below!

Request us at your Local School 

Bite of Reality Attendees

Have you (or your child) attended one of our free financial literarcy programs, Bite of Reality? Join now using your flyer from the event to unlock your special offer on our Honey Huddle!

Start Saving!

Momentum

The Student Banking Program Built for Your Future

 

Students ages 14–25 are invited to join our Momentum savings program, designed to equip the next generation with the knowledge, tools, and financial wellness needed for a successful future. Momentum accounts provide students with access to full banking services, including savings, checking, debit/credit cards, and more.

From helping students establish credit to assisting with student loans/scholarships to purchasing their first car, AlaTrust’s Momentum program prepares you for the early years of financial independence, setting you up for future success. Let us help you build momentum for a financially healthy career.

What You Get with Momentum

As a Momentum member, you'll have access to:

  • Student-Friendly Checking & Savings Accounts – $5 Minimum balance, no monthly fees, and competitive dividends on savings.
  • All A Paydays – Earn a dollar for every on your report card! (Up to $5 per report card, $20 per year)
  • Debit Cards – Learn how to manage money responsibly with student-friendly options.
  • Auto Loans & First Car Assistance – Get guidance on financing your first set of wheels.
  • Student Loan & Scholarship Support – Resources to help you navigate the cost of higher education.
  • Financial Education & Resources – Learn budgeting, saving, and smart spending habits for lifelong financial success.

Start your journey toward financial independence today with Momentum!

Join Now

 

Scholarship Opportunities for Momentum Members 

At AlaTrust, we believe in investing in your future! We offer scholarship opportunities for members of Momentum to help students achieve their academic goals.

"What Would You Buy with $100?" Writing Contest

📖 How it Works: High school students who are members of momentum (grades 9–11) are invited to submit a one-page essay explaining how they would use $100.

🏆 Prize: The winner will receive $100 deposited into their AlaTrust account and be recognized on AlaTrust’s social media and in-branch displays.

✍️Application: Submit your essay By April 30th, 2025 to be entered. Winner Selected May 1st! 

Apply 

AlaTrust College Scholarship 

🎓 Who Can Apply: High school seniors through college students (up to age 25)  who are members of Momentum.

✍️ How to Apply: Submit an application with your current transcript and essay detailing your educational goals and how the scholarship would help you. Applications for the 2026 school year open in August 2025. Deadline to apply is May 1st, 2026.

🏆 Scholarship Award: Multiple winners will receive a $1,000 scholarship to assist with educational expenses.

Apply 

AlaTrust Credit Union was founded by educators for educators, and we remain committed to supporting students on their journey to financial success. Whether you're saving, learning, or planning for your future, Momentum is here to help you every step of the way.

Round Up. Save. Simple.

AlaTrust's Round Up Your Savings Program is a service that allows you to save money when you spend money. This unique feature works by automatically rounding up your debit card purchases to the nearest $ dollar amount. The rounded up portion is automatically deposited into your savings account, a child's savings or a family member's savings. The choice of where it goes is YOURS!  

This feature will help you reach your savings goal faster and easier without the hassle of manually transferring. Take advantage of this great feature and sign up today! 

Call 1-800-264-8031 or visit your local branch.

Round Up Your Savings FAQs

This savings (share) account holds your membership at AlaTrust and pays dividends, calculated on daily balances credited and compounded quarterly, at a rate determined by the Board of Directors. Electronic or automatic withdrawals and transfers are limited to six per month.

Trust Accounts

A Trust Account is an essential tool for protecting assets and ensuring they are distributed according to the wishes of the grantor. Whether you are setting up a trust for wealth preservation, charitable giving, or beneficiary support, we're here to help!

What you need to open the account 

  • Certificate of Trust
  • Representative's personal infomration and Driver's Liscence 

View Rates  Open an Account