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Personal

Secure the money you need! Everyone knows you can receive a loan for a home or auto, but where do you turn if you need a loan for a wedding? Medical bills? Unexpected expenses? An AlaTrust personal loan can help you through a squeeze in your budget or whatever else you may need. Unsecured loans are simple and convenient.  We can often have money in your account same day.

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Loan limits are based on your credit history, income and current obligations. No collateral needed.

A great option for first time borrowers or to build credit. By using your funds on deposit with us as collateral, such as money in your Share Savings Account or Share Certificate (CD), a Secured Loan can be a great option. An AlaTrust Credit Union Secured Loan offers lower interest rates to help build your credit or make a purchase without dipping into your savings.  Best of all, your savings will grow because it continues to earn dividends, and when the loan is paid off, you still have your funds available.

For more information on our Personal, Secured and Unsecured Loans, call 800-264-8031.

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Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae®

Student loans from AlaTrust Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students, Parent Loans, and the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you.

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*Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. AlaTrust Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products:  This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. 

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

The Platinum Visa Card offers the power of platinum, giving you instant purchasing power at home, on vacation, or almost anywhere you shop. And, if you usually carry a credit card balance, this card lets you take advantage of the lowest possible rate.

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AlaTrust Credit Union is here to help you reach your business and financial goals. Whether you’re expanding to meet your customer needs or making improvements, AlaTrust has a business loan ready to help. AlaTrust can pre-approve your *credit limit for easy access. AlaTrust wants to be in the business of improving your business.

Additional Business Loans:

  • Commercial Real Estate Loans
  • Construction Loans (Commercial and Residential)
  • Rental Property Loans
  • Installment Loans (Vehicle and Equipment)
  • Lines of Credit
  • Business Credit Cards

For more information about our Business loans, call 1.800.264.8031.

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*Loan limits are based on your credit history, income, and current obligations.

Paycheck Protection Program for Small Businesses. Approved SBA Lender. For more information call or visit us online www.TheLoanHeadquarters.com, 1.800.264.8031